BSA/AML Manual

Table of Contents

• Introduction
• Scoping and Planning
• BSA/AML Risk Assessment
• Assessing the BSA/AML Compliance Program
• Developing Conclusions and Finalizing the Exam
• Assessing Compliance with BSA Regulatory Requirements
• Office of Foreign Assets Control
• Program Structures
• Risks Associated with Money Laundering and Terrorist Financing
• Appendices
  • Appendix 1 – Beneficial Ownership
  • Appendix A – BSA Laws and Regulations
  • Appendix B – BSA/AML Directives
  • Appendix C – BSA/AML References
  • Appendix D – Statutory Definition of Financial Institution
  • Appendix E – International Organizations
  • Appendix F – Money Laundering and Terrorist Financing Red Flags
  • Appendix G – Structuring
  • Appendix H – Request Letter Items (Core and Expanded)
  • Appendix I – Risk Assessment Link to the BSA/AML Compliance Program
  • Appendix J – Quantity of Risk Matrix
  • Appendix K – Customer Risk Versus Due Diligence and Suspicious Activity Monitoring
  • Appendix L – SAR Quality Guidance
  • Appendix M – Quantity of Risk Matrix – OFAC Procedures
  • Appendix N – Private Banking – Common Structure
  • Appendix O – Examiner Tools for Transaction Testing
  • Appendix P – BSA Record Retention Requirements
  • Appendix Q – Abbreviations
  • Appendix R – Enforcement Guidance
  • Appendix S – Key Suspicious Activity Monitoring Components
  • Appendix T – BSA E-Filing System