From the U.S. Code Online via GPO Access
[Laws in effect as of January 24, 2002]
[Document not affected by Public Laws enacted between
  January 24, 2002 and December 19, 2002]
[CITE: 15USC6801]

                      TITLE 15--COMMERCE AND TRADE
                           CHAPTER 94--PRIVACY
Sec. 6801. Protection of nonpublic personal information

(a) Privacy obligation policy

    It is the policy of the Congress that each financial institution has 
an affirmative and continuing obligation to respect the privacy of its 
customers and to protect the security and confidentiality of those 
customers' nonpublic personal information.

(b) Financial institutions safeguards

    In furtherance of the policy in subsection (a) of this section, each 
agency or authority described in section 6805(a) of this title shall 
establish appropriate standards for the financial institutions subject 
to their jurisdiction relating to administrative, technical, and 
physical safeguards--
        (1) to insure the security and confidentiality of customer 
    records and information;
        (2) to protect against any anticipated threats or hazards to the 
    security or integrity of such records; and
        (3) to protect against unauthorized access to or use of such 
    records or information which could result in substantial harm or 
    inconvenience to any customer.

(Pub. L. 106-102, title V, Sec. 501, Nov. 12, 1999, 113 Stat. 1436.)

                             Effective Date

    Pub. L. 106-102, title V, Sec. 510, Nov. 12, 1999, 113 Stat. 1445, 
provided that: ``This subtitle [subtitle A (Secs. 501-510) of title V of 
Pub. L. 106-102, enacting this subchapter and amending section 1681s of 
this title] shall take effect 6 months after the date on which rules are 
required to be prescribed under section 504(a)(3) [15 U.S.C. 
6804(a)(3)], except--
        ``(1) to the extent that a later date is specified in the rules 
    prescribed under section 504; and
        ``(2) that sections 504 [15 U.S.C. 6804] and 506 [enacting 
    section 6806 of this title and amending section 1681s of this title] 
    shall be effective upon enactment [Nov. 12, 1999].''

                  Section Referred to in Other Sections

    This section is referred to in sections 6803, 6805 of this title.